The fun & engaging way to master

your personal finances

Blast off to better money habits with PensioTec. Explore your finances like an astronaut on a mission and land safely on your goals.

Finance made simple: learn, invest, insure, succession, pension

From learning finance to planning your retirementPensioTec help make it easy to grow with confidence

Empowering your journey with

smart personal finance wellness solutions

Our Product:

PensioTec M&A - Buy & Sell a Business

  • Planning your exit or business succession? At PensioTec, we honor the value of decades of work by making succession seamless and stress-free.

  • Seeking to acquire a new business? We connect you with the right opportunities and support you through every step of the transaction.

PensioTec Finance Coaching (Advisory)

  • 1:1 coaching to build discipline, make smarter decisions, and achieve long-term financial freedom.

PensioTec Gamified Finance Education

  • We transform complex finance into fun, interactive stories that feel like a game

  • Join Our Waitlist
    Get early-bird discounts and course access. We’ll randomly select the top 10 sign-ups to receive exclusive PensioTec limited-edition merch.

Bringing the latest financial technology and innovation to underserved markets. Upcoming offerings include:

  • Voluntary retirement investing

    Inspired by Switzerland’s third pillar system (private retirement investing in different asset classes)

  • Smart Insurance marketplace

    We start with Indonesia, and hope to extend to other countries.

Tech coming


Our values

Create ripple effects

Even the smallest step, saving a little, learning a new skill, investing for the future, can create ripple effects that transform lives and communities.

Care for our precious planets

Our mission goes beyond money, we want to build a world where financial wellness and security are accessible to all.

Build financial confidence

Even the smallest step, saving a little, learning a new skill, investing for the future, can create ripple effects that transform lives and communities.

Create lasting impact

We design with responsibility, striving for sustainable practices and investments that protect our future and the generations to come.

Keep learning fun

Finance can feel overwhelming. We make it engaging, interactive, and practical solutions that anyone can understand, so learning is something people look forward to.

Empower others

We grow stronger together. By connecting learners, coaches, and communities, think globally act locally.

We’re a quality & dedicated to affordable 

personal finance wellness.

World Class Team

With decades of combined experience in finance, innovation, technology, automation, and B2B2C solutions, our team is dedicated to creating intuitive technologies that simplify complexity and unlock new opportunities for individuals and businesses alike.

Meet our Team

At PensioTec we aim to deliver highest quality, our global academic & finance and tech experience.

Our Commitment

See demo video

Join our product development group and preview the app in a 3-minute demo. See how Pensiotec coaches better money habits and makes finance learning simple. Get direct answers from our co-founding team and tell us what to build next.

Cambridge, UK

The Bradfield Centre, 184 Cambridge Science Park, Milton Road, Cambridge, CB4 0GA, United Kingdom

Switzerland & Indonesia

Coming soon